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Mahindra Maxximo
One of India’s well-known transport vehicles, the Mahindra Maxximo mini-truck, is widely used for moving cargo across the country. Mahindra Maxximo is recognized for its excellent mileage, strong performance, and low operating cost. It plays a crucial role in last-mile connectivity and supports multiple sectors such as retail, agriculture, logistics, and small businesses. Its compact design and powerful engine make it highly suitable for urban areas, providing smooth and efficient cargo movement. This makes it a reliable transport solution for small enterprises as well as urban logistics.
Mahindra Maxximo Specification and models
Maxximo Plus (Mini‑truck / Pickup / Goods Carrier)
| Engine | 909 cc, 2‑cyl CRDe diesel |
| Power & Torque | ~ 26 HP @ 3600 rpm; torque ~ 54‑55 Nm (depending on source) |
| Transmission | 4‑speed manual (4F + 1R) gearbox |
| Fuel tank | 33 litres |
| Load‑body / Payload capacity | ~ 850 kg (GVW ~ 1815 kg) |
| Dimensions | Overall Length ~ 3800 mm, Width ~ 1540 mm, Height ~ 1900 mm. |
| Load body size | roughly 2205 mm × 1465 mm × 330 mm (approx deck body dimensions for cargo) in goods‑carrier variant. |
| Ground clearance & suspension | Front — McPherson strut with coil spring; Rear — Leaf spring |
| Use case | cargo / goods delivery / small businesses needing light transport. |
Maxximo Mini‑Van / Micro‑Van (Passenger / Goods + Passenger / School‑Van)
| Engine | Same 909 cc diesel, 2‑cyl CRDe |
| Power & Torque | ~ 25‑26 HP, ~ 55 Nm (slight variation depending on model/fitment) |
| Payload (or passenger‑load capacity) | Typical payload ~ 650 kg (for van / school‑van variants) with GVW ~ 1790 kg |
| Seating | “7 + driver” (i.e. 7 passengers + driver) for many of the “mini‑van / 7‑seater” variants |
| Fuel tank | 33 litres |
| Dimensions (van) | Example — length ~ 3677 mm, width ~ 1540 mm, height ~ 1845 mm (varies slightly by body‑style) |
| Uses | passenger transport (small group / school‑van / shuttle), light goods + occasional passenger, intra‑city commuting, small businesses needing flexibility |
What is Included in Mahindra Maxximo Insurance?
- Accidental damage / collision — : any damage to the Maxximo if it meets with an accident.
- Damage due to fire, explosion or self‑ignition.
- Theft, burglary or house‑breaking (if vehicle is stolen or broken into) — : coverage for loss or damage due to theft.
- Damage from natural calamities or disasters: flood, storm, cyclone, earthquake, landslide etc.
- Damage from man-made hazards: riots, strikes, vandalism, malicious acts — : if insured. Third‑party liability: injury, death or property damage caused by your Maxximo to a third party (person or property). This is mandatory under law for commercial vehicles
What is not Included in Mahindra Maxximo Insurance?
- Mechanical or electrical breakdown, wear‑and‑tear, or general ageing of the vehicle (normal maintenance wear) — not covered.
- Depreciation of parts (unless you have zero‑depreciation add‑on).
- Damage if vehicle was driven under influence of alcohol/drugs, or by a driver without a valid licence — claim will be rejected.
- Use of vehicles outside the policy’s permitted use or geographical area (e.g., using commercial‑vehicle cover for improper use or outside covered region) — excluded.
- Consequential losses such as loss of business income, earnings, or other indirect losses resulting from accident/repair downtime — not covered.
- Damage due to war, nuclear risks, war‑like situations or terrorism (unless explicitly covered) — excluded.
How to get a claim for Mahindra Maxximo Insurance?
Inform authorities & insurer immediately :File FIR (for accident or theft), Call/notify insurance company.
Gather documents : Vehicle RC copy, Driver’s licence, Insurance policy document, FIR copy, Repair estimates / bills, Permits (if commercial vehicle)
Submit claim form + documents :Online or offline, as per insurer
Vehicle inspection by surveyor :Do not start repairs until approval
Repair / settlement :Get repairs done at authorized garage or claim reimbursement, Submit final bills
Ensure honesty & correct info :Vehicle use, load, modifications must be declared accurately
Avoid common mistakes : Filing late or missing FIR, Repairing before surveyor inspection, Providing incomplete documents, Misusing vehicle or hiding modifications
How to get Mahindra Maxximo Insurance Online?
- Visit an online auto insurance portal, aggregator, or insurer's website (such as PolicyDigit or Coverfox).
- Enter your Maxximo’s details — registration number, variant, usage category (commercial/light‑commercial), etc.
- Compare available plans (third‑party liability, own‑damage, comprehensive) and optional add‑ons (engine protection, zero‑depreciation, etc.) and choose what fits you.
- Enter the necessary owner/driver details, such as name, address, phone number, and details from your driver's license.
If necessary, submit supporting documentation, such as an RC copy, a license, or proof of address, according to the insurance.
Frequently Asked Questions
Third‑Party Liability (Act Only) — This is the minimum needed by law. It covers injuries / death of third‑party persons, and damage to third‑party property caused by your vehicle. Damage to your own car is not covered.
Comprehensive/Package Insurance (Commercial Vehicle Insurance): This covers both "own-damage" and third-party liabilities. It shields your car from natural disasters, riots, strikes, fire, theft, and accidents. Additional supplementary covers (add‑ons) are typically offered for added protection.
- If the insurance is expired / not renewed: In case of an accident, insurer will not pay any claim.
- You also lose benefits like any “No Claim Bonus” (NCB) for claim‑free years. Driving without valid insurance is illegal under Indian law.
