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Mahindra Maxi Truck
Mahindra Bolero Maxi Truck coverage is a commercial car coverage policy that protects the Bolero Maxi Truck in opposition to dangers like accidents, theft, fire, natural failures, and third party liabilities.
Because the Maxi Truck is a goods-wearing business automobile, its insurance is mainly designed to satisfy industrial vehicle rules and cover each car and its commercial enterprise use.
Mahindra Maxi Truck specification and models
| Engine | 909 cc, 2-cylinder, Direct-Injection Diesel Engine with Turbocharger (TC) |
| Max Power | 35.4 kW (≈ 47 HP) @ ~ 3600–3750 rpm |
| Max Torque | 100 Nm @ 1600–3000 rpm |
| Transmission | 5-speed manual (5 Forward + 1 Reverse) |
| Fuel Tank Capacity | 33 litres |
| Gross Vehicle Weight (GVW) | 2,185 kg |
| Payload Capacity | 1,050 kg |
| Dimensions (Overall) | 4148 × 1540 × 1915 mm (L × W × H) |
| Loading / Cargo Body | Load-body (deck) with cargo box ≈ 2,500 × 1,540 × 330 mm (L × W × H) |
| Wheelbase | 2,050 mm |
| Tyres / Wheels | 4 tyres; 155/80 R14-8PR size |
| Suspension | Rigid axle with leaf springs (front & rear) |
| Brakes | Vacuum-assisted hydraulic (front disc + rear drum) |
| Max Speed | ~ 80 km/h |
| Mileage / Fuel Efficiency | ~ 21.9 km/l (claimed) |
| Seating | Driver + 1 passenger (D+1) |
| Variants | 2050/LX, 2050/VX, 2050/ZX + some CBC / High-Deck variants depending on body/deck style. |
| Emission Norm Compliance | BS-VI |
| Typical Use | Intra-city goods transport, small-load delivery, logistics, light commercial use. |
What is Included in Mahindra Maxi Truck Insurance?
Third-Party Liability
- If your truck causes injury or death to another person (third party), the insurance compensates them.
- If your truck damages a third-party’s property (another vehicle, building, wall, etc.), the insurer covers that damage.
- Legal liabilities arising from third-party damage — including legal costs / claims handled by the insurer.
Third-party liability insurance is usually mandatory by law for commercial/goods-carrying vehicles.
Own-Vehicle Damage (Own-Damage Cover) — with Comprehensive / Goods-Carrier Insurance
If you take a more complete insurance policy (rather than only third-party), your own truck is also covered against:
- Damage due to accidents / collisions.
- Damage or loss due to fire, explosion, self-ignition, lightning.
- Theft or attempted theft, burglary, malicious acts or vandalism.
- Damage due to natural calamities / disasters like flood, cyclone, storm, tempest, landslide, etc.
- Damage while in transit (in some policies) — e.g. if a truck is being transported by rail, lift, inland-waterway, etc. as part of relocation / delivery.
Personal Accident Cover (PA Cover)
- Covers the owner-driver (mandatory in many commercial-vehicle insurance policies) in case of death or permanent disability due to accident.
- Optionally (or in extended policies) can cover paid driver / co-driver / permissible passengers (if policy includes them) in case of accident.
What is not Included in Mahindra Maxi Truck Insurance?
- Normal wear and tear, gradual depreciation, mechanical or electrical breakdown (unless covered by special add-on) is not covered.
- Damage when a vehicle is used illegally (without license, or under influence of alcohol/drugs) — insurer may deny claim.
- Liabilities beyond what’s defined — e.g. contractual liabilities, war / nuclear risk, losses outside allowed geographic area.
- Loss or damage to the goods (cargo) being carried — standard truck insurance covers vehicle and liabilities; cargo-cover or “goods in transit” insurance is a separate domain (unless told otherwise in policy).
How to get a claim for Mahindra Maxi Truck Insurance?
Inform the insurer : Call your insurance company immediately after the accident/theft. Give a policy number, vehicle details, and what happened.
Required for File FIR (if needed) : Theft, Injury/death accidents, Major third-party damage
Wait for surveyor : Do NOT repair or move the truck until the surveyor inspects it.
Submit documents : Typical documents - Policy copy, RC, Driver’s licence, FIR (if applicable), Photos of damage, Repair estimate
Repair at authorized workshop : For cashless claims, go to a Mahindra authorized service center.
Claim approval & settlement : The insurer pays directly (cashless) or reimburses you after repair.
How to get Mahindra Maxi Truck Insurance Online?
- Go to any insurance website (PolicyBazaar, ACKO, Reliance, HDFC ERGO, IFFCO Tokio) and select the “Commercial Vehicle Insurance” or “Truck Insurance” option.
- Enter your truck details such as Mahindra Maxi Truck model, registration number, year of purchase, fuel type, and location so the system can generate accurate quotes.
- Fill in owner information like your name, mobile number, and basic ID details so the insurer can prepare the policy in your name.
- Choose the insurance type—either mandatory third-party cover or a comprehensive plan with add-ons like Zero Depreciation, Engine Protection, and Roadside Assistance.
- Compare the available plans based on premium amount, coverage limit, included add-ons, and claim service reviews to pick the best value for your truck.
- Upload required documents such as RC, previous policy (for renewal), and a photo of the truck if asked by the insurer.
- Make the online payment through UPI, debit/credit card, or net banking, after which the insurer will instantly generate your policy.
- Download the digital policy copy and save it on your phone, and keep a printed copy in your Mahindra Maxi Truck for checkpoints and claim use.
Frequently Asked Questions
