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Ashok Leyland
Ashok Leyland is a business vehicle generally utilized to deliver items starting with one area and then onto the next. It is being employed for obtaining various types of things related with car proprietors’ wants, for example, for delivery of public merchandise or private merchandise. In the event of an accident or other regrettable incident, Ashok Leyland protection covers calamities that occurred to or from the covered vehicle. Ashok Leyland outsider protection covers injuries and deaths sustained by external parties, as well as casualties to outsider property. Complete Ashok Leyland protection includes both vehicles and strangers.
Ashok Leyland specification and Models
| Model / Range | Type / Segment | Key Features / Specs |
| Ashok Leyland STiLE | Minivan / MPV (light commercial / people‑carrier) | Based on Nissan NV200 / Evalia; 1.5 L diesel engine; in 7‑seater / 8‑seater configs. Production: 2013–2015. |
| Ashok Leyland Dost / Ashok Leyland Dost Plus / light‑commercial‑vehicle variants | Light Commercial Vehicle (SCV / LCV) / mini truck / van | Part of the company's foray into small‑vehicle segment under LCV; good for small cargo / commercial usage. |
| Medium / Heavy‑Duty Trucks (e.g. under ranges like Ecomet, AVTR, Partner, etc.) | Trucks – ICV / M&HCV / HCV | Wide range: from ~6 tonne GVW to heavy trucks; modular platforms; many variants depending on payload / requirement. |
What is Included in Ashok Leyland Insurance?
- Accidental death of the driver.
- Permanent disability (in case of serious accident).
- Partial / temporary disability resulting from an accident.
- Accidental hospitalization cover (medical care costs if the driver is injured).
- Special education bonus for driver’s children (in case of death or disability of the driver) under certain conditions.
What is not Included in Ashok Leyland Insurance?
- Normal wear and tear and deterioration of the vehicle, tyres, brakes, or other parts.
- Mechanical failures not caused by an accident or insured peril, such as engine or gearbox failure due to normal use.
- Driving under influence — Accidents caused while the driver is under alcohol or drugs are not covered.
- Unauthorized use — Claims may be rejected if the vehicle is driven by someone not authorized or without a valid driving licence.
- Using vehicle for overloading, misuse, or operating the vehicle outside the geographical limits specified in the policy.
How to get a claim for Ashok Leyland Insurance?
- Identify Policy Type – Sarathi Suraksha (driver accident) or Commercial Vehicle Insurance.
- Report Immediately – Call the insurer or Ashok Leyland as soon as the accident/loss occurs.
- File FIR (if needed) – For theft, major accidents, or third-party damage.
- Document Damage – Take photos, videos, and gather witness/medical reports.
- Submit Claim Documents – Claim form, RC, insurance certificate, FIR, repair estimate, driver license, medical/dependency proofs (for driver policy).
- Vehicle Inspection – Surveyor inspects vehicle and prepares assessment.
- Repair / Settlement – Insurer approves and either pays garage directly (cashless) or reimburses you; for Sarathi Suraksha, payment goes to nominee/driver.
- Track Claim – Use claim reference number via helpline, email, or online portal.
How to get Ashok Leyland Insurance Online?
- Go to the website or app of a motor-insurance provider or aggregator that offers policies for Ashok Leyland (e.g. ACKO, or other commercial-vehicle-insurance providers).
- Fill in your vehicle details — manufacturer (Ashok Leyland), model (e.g. Ecomet, Dost, etc.), registration year, RTO/registration city, and any previous insurance details if renewing.
- Choose the type of policy you need: third-party liability (mandatory) or a comprehensive/package policy (own-damage + third-party + add-ons).
- Select add-ons (optional) — engine cover, zero-depreciation, accessories cover, personal-accident cover for driver, etc. Pay the premium online using card/net banking/wallet/UPI.
- Receive the policy online — after payment, the insurer issues the e-policy via email or download.
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